How Kismo astrologer payouts work: withdrawals, Grade and gifts

Key facts

Minimum withdrawal

Rs 2,000

Amount

The whole balance, in one transfer

How often

Once every 14 days

Sending

Reviewed and sent by hand within a few working days

Through

Grade (usegrade.com), by email to the address you registered with

Currency

US dollars, converted from rupees on the day the payout is sent ²

Gifts

You get 50% of a client's virtual gift of Rs 49 to Rs 1,999

How do astrologers on Kismo get paid?

Astrologers get paid in stages: clients pay per minute from a prepaid wallet, your share goes to your balance, you withdraw it, and Grade emails you the payout to claim. Nothing reaches your bank until you claim that email.

1. Session

   A client pays from a prepaid wallet, billed per started minute at your rate.

2. Balance

   Your share of each billed minute is credited to your earnings balance.

3. Withdraw

   At Rs 2,000 or more, you withdraw the whole balance in one transfer.

4. Review

   The payout is reviewed and sent by hand within a few working days.

5. Claim

   Grade's email reaches your registered address, and you claim the money there.

The agreement describes the balance as a record of what you have earned, not money held on your behalf ². It becomes money in your account only after the claim.

What are the withdrawal rules?

The withdrawal rules are fixed: a Rs 2,000 minimum, the whole balance at once and one withdrawal every 14 days. Plan around them, especially in your first weeks.

The agreement allows a payout to be held while a report against you or a suspected fraudulent charge is investigated, and says you will be told when that happens ².

What is Grade, and why does the payout come from it?

Grade is the payout provider: a company that sends payouts to creators for brands, agencies and marketplaces, and handles the compliance side, such as identity checks and tax forms ¹. Its site is usegrade.com, run by Creator Check Technology, Inc. ¹.

Because Grade collects bank and tax details in its own flow, you never type them into the app. The agreement says you give those details to Grade, from the payout email, and not to the platform you read on ².

Grade's payout emails come from no-reply@mg.creatorcheck.io, so search for that address if one seems to be missing ¹.

How do you claim a payout from the Grade email?

You claim a payout by opening Grade's email and following its withdrawal steps. Grade's help centre lists them in this order ¹.

1. Open the payout email in the inbox you registered with, and check spam and promotions too ¹.
2. Click Withdraw funds. In Gmail, tap the three dots at the bottom if the message is shortened ¹.
3. Verify your phone number with the SMS code; the phone must be able to receive SMS ¹.
4. Complete any verification, review your details carefully and submit ¹.
5. Follow the on-screen steps to choose a withdrawal method and finish ¹.

Grade also asks for a tax form, which its help centre covers separately from these steps: W-8BEN if you withdraw as an individual from outside the US ¹.

Your invoice is linked in the same email, through a blue receipt link ¹. You can also start the process at usegrade.com/get-paid ¹.

Which withdrawal methods and timings does Grade list?

Grade shows only the withdrawal methods available for your country, currency, amount and local rules, which may include PayPal, bank transfer, card, Payoneer, AirTM, crypto or gift cards ¹. The clock starts when you submit the withdrawal.

Grade calls these typical estimates, not guarantees, and says bank holidays, extra verification or wrong details can slow them ¹. Once a withdrawal is submitted, its method cannot be changed ¹.

Payouts are sent in US dollars, converted from rupees at the exchange rate on the day they are sent. Fees taken on the way by Grade, your bank or for converting the currency come out of the amount you receive ².

What can delay or stop a payout?

A payout is most often delayed by a missing email, wrong bank details or a failed method, and each has a fix.

One cause is permanent. If an account is removed for self-promotion, taking clients off the platform or reading on another app, unpaid earnings are forfeited and any open payout request is cancelled ².

How do client gifts reach your balance?

Client gifts reach your balance at half their value. A client can send a virtual gift after a reading, from Rs 49 to Rs 1,999, and you get 50%: a Rs 49 gift adds Rs 24.50, and a Rs 1,999 gift adds Rs 999.50.

You may never ask or hint for a gift. It is the client's choice after the reading, and the rule covers every wording, from 'if you liked it' to a sad face.

Who pays tax on what you withdraw?

You pay your own tax on what you withdraw. The agreement says you are responsible for declaring and paying your own income tax and any GST that applies to you ². Tax may be withheld where the law requires it, and you are then given the paperwork ².

For how income from online readings is taxed in India, read tax on online astrologer income.

What should a new astrologer expect from the first Kismo payout?

A new astrologer's first payout comes once the balance reaches Rs 2,000, and early balances grow slowly. A client's first visit pays 30% of your rate at the Rising level, so your first sessions build the balance more gently than later ones.

Free minutes from the Increase Client Flow switch add nothing to the balance, though they bring first reviews faster. Returning clients pay a higher share: 50% on a second visit and 55% from the third. The full arithmetic is in pay levels and commission.

Use an email address you can always open, and watch spam the week you withdraw. Since bank and UPI details are never entered in the app, treat any message asking you for them as a warning sign.

What do astrologers ask about this?

Where should you go from here?

Where do these facts come from?

1. Creator Payment Help (Grade Help Center), Grade (Creator Check Technology, Inc.). Accessed 2026-11-05.
2. Astrologer Agreement (version 2026-09-17), sections 7 and 9, Kismo (ParakeetAI d.o.o.). Accessed 2026-11-05.