Business losses

Partnership business in loss: talk to an astrologer who reads both charts

A partnership that is already losing money raises two questions at once: what the charts show about the period, and what the deed and the law say about the loss.

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Updated 2026-11-02

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My partner and I started a trading firm three years ago. For a year now we are in loss and we fight about money. Is it my chart or his?

Please share your birth details and the date the firm started, and his details if he is fine with that. First I read your 7th house and both running dashas, then we see when the losses began.

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Example of a consultation about business losses on Kismo

Short answer

A partnership business in loss is read in Vedic astrology from the 7th house of trade and partners, the 12th of losses, and the dashas both partners are running ¹. The chart can show whose period is heavy; the partnership deed and the Indian Partnership Act decide who pays ⁴. On Kismo, verified Vedic astrologers read one or both charts by chat or call, online from anywhere.

Key facts

What are the key facts about business losses?

	Answer
The situation	You already have a partner and the shared business is losing money
Main houses read	7th for trade and partners, 2nd and 11th for money, 12th for losses ¹
What an astrologer checks	Your 7th lord, the dasha each partner is running, and the month the losses began
Whose chart	Yours always; your partner's only with their birth details and their consent
What the law says	Every partner is liable jointly and severally for the firm's acts ³
What to bring	Your birth details, the date the partnership began, and the partner's details if they agree
Session on Kismo	From ₹15 a minute, 5 free minutes in the first session, online from anywhere in India and abroad

What gets checked

What does an astrologer check when a partnership business is in loss?

Your 7th house and its lord. Brihat Parashara Hora Shastra 11.8 reads the 7th for trade, and many astrologers extend it to business partners ¹.
Who the 7th points to. Phaladeepika 1.13 gives the 7th names such as loka, people, and marga, the road, which astrologers read as the people you deal with ².
Your 12th house and its lord, which BPHS 11.13 reads for expenditure and losses ¹.
The dasha each partner is running. BPHS 42.13 says planets joined with the 6th, 8th or 12th lords bring loss of wealth in their own dashas ⁶.
The month the losses began, set against both charts, to see whether one partner's heavy period lines up with the slump.

Your situation

What changes the answer when a partnership is losing money?

Whether there is a written deed. A partnership with no fixed term is a partnership at will, and any partner can end it by written notice to all the others ⁴.
Whether a partner caused the loss. Breaking the agreement, or conduct that harms the business, is a separate ground for a court to dissolve the firm ⁴.
Whose chart is read. With only your chart, the astrologer reads your 7th house; with the partner's consent, both dashas can be set side by side.
Whether the business form limits liability. In an ordinary partnership firm each partner can be held liable for all of the firm's acts ³, so ask a CA whether your form differs.

The real-life side

What does Indian law say when a partnership business makes a loss?

Indian law lets a partner ask a court to dissolve a firm whose business cannot be carried on except at a loss. That is ground (f) of section 44 of the Indian Partnership Act, 1932 ⁴.

Losses are shared in a fixed order when a firm closes. Section 48 says losses come first out of profits, then out of capital, and last from the partners themselves in their profit-sharing ratio ⁴. Debts to outsiders are paid before any partner gets advances or capital back ⁴.

Rule	What it says	Source
Section 25	Every partner is liable, jointly and severally, for the firm's acts while a partner	³
Section 43	A partnership at will ends by written notice from any partner	⁴
Section 44(f)	A court may dissolve a firm that can only run at a loss	⁴
Section 48	Order of settlement: outside debts, then advances, then capital, then the rest	⁴

A partner dispute in court often has to try mediation first. The Supreme Court held in Patil Automation that pre-institution mediation under section 12A of the Commercial Courts Act is mandatory unless urgent interim relief is sought ⁵. The Act's threshold was lowered to ₹3 lakh in 2018 ⁵.

Kismo is an app where you talk to verified Vedic astrologers by chat or call, in 16 languages. An astrologer there can read the period each partner is in; an astrologer cannot read the deed, settle accounts or tell you your legal rights; a CA and a lawyer do that.

Two charts

Should the astrologer read my partner's chart too?

Reading the partner's chart helps when the question is whose period the loss belongs to, and only with the partner's consent. Without it, the astrologer reads your 7th house as the window onto the partnership.

What is read	Only your chart	Both charts
Your 7th house and lord	Yes	Yes
Your running dasha	Yes	Yes
Partner's 2nd, 11th and 12th houses	No	Yes
Partner's running dasha	No	Yes
Which period began nearest the losses	Yours only	Both, side by side

Choosing a partner before you start is a different reading, covered on business partnership before you start. This page is for a partnership that is already running at a loss.

Also asked

Can an astrologer tell if my business partner is cheating me?

An astrologer cannot prove whether a business partner is cheating you; only the accounts and, if needed, a forensic audit can. Many astrologers read the 7th house for open dealings and the 12th for hidden losses ¹, which can prompt you to look.

If you suspect fraud, ask a CA to check the books and a lawyer about your options before confronting anyone. If the strain becomes too much, Tele-MANAS on 14416 is free and runs 24x7 ⁷.

Myths and facts

What do people get wrong about this?

Belief: If our kundlis matched when we started, the partnership cannot lose money.

A match at the start does not fix the dashas both of you run later. BPHS 42.13 ties loss of wealth to the periods of particular planets, not to one moment ⁶.

Belief: The partner with the bad chart has to pay the loss.

The Partnership Act shares losses by the profit-sharing ratio unless the partners agreed otherwise ⁴. A chart has no say in who pays.

Before you pay anyone

How do you know an astrologer is genuine?

Every Kismo astrologer passes four steps: qualification review, panel interview, live audits of real sessions, 30-day probation.
Nobody can guarantee an outcome. Treat any promise of a fixed result as a red flag.
Never pay for an expensive puja or ritual under pressure. Get a second opinion first.
On Kismo you only pay for the minutes you use; misconduct, pressure or a request for money outside the app is handled by a person.

How we verify astrologers · How these pages are written

Astrologers for this

Which astrologers can I talk to about business losses?

Mariyammal k
Vedic Astrology, Prashna Astrology · 4 yrs
Tamil
★ 5.0 · 5,999 orders · ₹25/min
Shri nath guru ji
Vedic Astrology, Prashna Astrology · 8 yrs
Hindi
★ 4.9 · 5,992 orders · ₹20/min
Rishabh Pharswan
Vedic Astrology, Life Coach · 5 yrs
English, Hindi
★ 4.5 · 5,991 orders · ₹25/min
Shubham Bhandari
Vedic Astrology · 2 yrs
English, Hindi, Punjabi
★ 4.5 · 5,989 orders · ₹30/min
Ramu
Vedic Astrology · 25 yrs
Hindi, English
★ 4.6 · 5,989 orders · ₹20/min

Talk to Mariyammal Get it on Google Play

How it works

How does a consultation on Kismo work?

Log in on kismo.app or get the app from Google Play.
Pick an astrologer who speaks your language and works with your question.
Share your date, time and place of birth.
Ask by chat or call. The first session carries 5 free minutes, then each minute is billed from your wallet.

Questions worth asking in the session

Which dasha were each of us in when the losses began?
What does my 7th house show about dealings with partners?
Is this a period to hold on, renegotiate the deed, or look at an exit with my CA?
Do you need my partner's birth time, or can you read it from my chart alone?
When does my current sub-period end?

Before you book

What should I know before booking a session about business losses?

Question	Answer
What does a session cost?	Each astrologer sets one rate for chat and call, from ₹15 a minute. A 10-minute session at ₹15 a minute costs ₹150 (October 2026).
Is the first session free?	5 free minutes on the first session, no card.
Chat or call?	Both. You choose when you start the session.
Do I need an exact birth time?	It helps. Without one an astrologer can still read your Moon sign and planets by sign, or work out the time with you.
Is my chat private?	Your chat is not shown to other clients. How Kismo handles your data is set out in its privacy policy at kismo.app/privacy.
What if I am not happy?	There is no refund for a reading you did not like. Misconduct, pressure or a request for money outside Kismo is handled by a person.
Where does it work?	Online, from anywhere in India and abroad. People use Kismo from 80+ countries.

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FAQ

Questions people ask

Which house shows a business partner in my kundli?

The 7th house shows a business partner in most astrologers' reading of a kundli. Brihat Parashara Hora Shastra reads the 7th for trade, and the same house covers the spouse, so astrologers apply it to anyone you deal with as an equal. The 11th house adds the gains from the partnership, and the 12th the losses.

Is business partnership compatibility astrology the same as kundli matching?

No, business partnership compatibility is not the same as marriage kundli matching. Guna milan scores are built for marriage. For a business partnership, astrologers instead compare each person's money houses, 7th house and running dashas, and ask whose period lines up with the business's good and bad months.

My partnership firm is in loss. Can I leave without my partner agreeing?

Often yes: in a partnership at will, any partner can end the firm by written notice to all the others, under section 43 of the Indian Partnership Act. A deed with a fixed term or exit clause changes this. Before sending a notice, ask a lawyer and a CA how debts and capital are settled.

Who pays the losses when a partnership business closes in India?

Losses are paid first from profits, then from capital, and last by the partners in their profit-sharing ratio, under section 48 of the Indian Partnership Act. Outside creditors are paid before partners get their capital back. Your deed can change the ratio, so check it with a CA.

An astrologer says my partner's chart is bad luck for my business. Should I end the partnership?

No, do not end a partnership on a chart reading alone. Ask what exactly was read, get a second opinion, and look at the accounts with a CA. On Kismo, misconduct such as pressure to buy remedies or asking for money outside the app is handled by a person.

Can I ask a Kismo astrologer about my partner's chart without telling him?

You should ask your partner first, because a birth chart is personal data. A Kismo astrologer can read your own chart by chat or call from ₹15 a minute, and your 7th house already says a lot about the partnership. If your partner agrees, bring his date, time and place of birth.

How long does a partnership dispute take, and should I wait for a better period to file?

A partnership dispute often starts with mandatory mediation under section 12A of the Commercial Courts Act, unless urgent interim relief is needed. Your lawyer decides when to file, based on limitation periods and evidence. Some people also ask an astrologer about timing, but a legal deadline comes first.