Starting a business

Should I leave my job to start a business? Talk to an astrologer

When you already have a job and a business plan, astrologers read whether the coming years favour the move, and the practical answer rests on savings, debt and a test run.

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Updated 2026-11-02

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I have worked in a bank for eight years and saved some money. I want to resign and open my own coaching centre this year. Does my chart support leaving the job now?

Please share your birth details. I will look at the dasha you are in and the one after it, and how your 10th and 11th lords stand. We should also talk about how long your savings last.

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Example of a consultation about starting a business on Kismo

Short answer

Leaving a job to start a business is read, in Vedic astrology, from the period you are in and the strength of the 10th and 11th lords. Research on 6,300 founders found that people who keep the job while starting survive longer once they switch ¹. A chart is not a resignation plan or financial advice. On Kismo, verified Vedic astrologers read your chart by chat or call, online from anywhere.

Key facts

What are the key facts about starting a business?

	Answer
Who this page is for	Someone with a job and a business idea, deciding whether and when to switch
Not this page	Choosing between a job and a business as a first career; that has its own page under right career
What an astrologer checks	The running dasha and the next one, the 10th and 11th lords, the 6th house of service and debt
What research says	Founders who kept their day job first had much higher survival once they went full-time ¹
What to bring	Birth details, your notice period, months of savings, any loans or EMIs, and the business plan
Session on Kismo	From ₹15 a minute, 5 free minutes in the first session, by chat or call, online from anywhere in India and abroad

What gets checked

What does an astrologer check before I quit my job for a business?

The dasha now and the next one. Many astrologers prefer to make the switch near the start of a period whose lord rules or sits in the 10th or 11th house.
The 10th and 11th lords. Brihat Parashara Hora Shastra 21.20 reads the 11th lord in the 10th, with a strong 10th lord and Jupiter's aspect, as good fame ².
The 6th house. Phaladeepika lists debts and enemies there, so astrologers read it before a move that may need a loan ³.
The 2nd house of savings and family money. Phaladeepika lists wealth (vitta) among the 2nd house matters ³.
Whether the chart supports a gradual switch. Many astrologers suggest starting part-time while the job continues, then reading the timing of the full move.

Your situation

What changes the answer when I want to leave a job for business?

Loans and EMIs. A home loan or personal loan that your salary pays changes how soon you can switch, whatever the chart says.
Whether you can test first. If your contract allows a side business, many astrologers read a part-time start now and a full move later.
Who depends on your income. A spouse's job, parents or school fees all set how many months of runway you need.
Your notice period or bond. A fixed exit date narrows the choice to the dates around it.

Choosing between a job and a business before you have either is a different reading, covered on job or business for a first career. This page is for someone already employed and ready to start.

What the switch looks like in real life

Is it safer to start a business while keeping my job?

Starting a business while keeping your job is the safer path in the best-known study of the question. Raffiee and Feng, writing in the Academy of Management Journal in 2014, compared hybrid founders with people who quit straight into self-employment ¹.

Founders who kept their day job first, and only later went full-time, had much higher rates of survival ¹. The survival gain was stronger for people who had run a business before, which the authors read as learning during the hybrid stage ¹.

The same study found that risk-averse people chose the hybrid path more often ¹. So caution before resigning is common, and it is not a sign that you are unfit for business.

Savings matter more than usual in India now. The Reserve Bank's Financial Stability Report of June 2024 put household net financial savings at 5.3% of GDP in 2022-23, against an 8% average from 2013 to 2022 ⁴. The same report noted household borrowing had risen since the pandemic ⁴.

Fact	Figure	Source
Founders followed in the hybrid study	over 6,300, over 14 years	⁵
Household net financial savings, 2022-23	5.3% of GDP	⁴
Average, 2013 to 2022	8% of GDP	⁴
Who chose the hybrid path more often	Risk-averse people with lower self-confidence	¹

A Kismo astrologer can read which periods look steadier for the switch and whether the chart leans to independent work. An astrologer cannot judge your runway, your loans or your market. For those, speak to a chartered accountant, your bank or a SEBI-registered adviser.

Step by step

How do people move from a job to their own business in stages?

Moving from a job to a business in stages lowers the risk the study measured. Many astrologers match each stage with a reading rather than one yes or no.

Stage	What you do	What the astrologer reads
1. Test	Sell to a few customers on weekends, if your contract allows it	Whether the current period supports a small start
2. Measure	Track six months of sales against your salary	How long the current sub-period lasts
3. Prepare	Clear high-interest loans and set aside months of household costs	The 6th house of debts and the 2nd of savings
4. Switch	Resign and go full-time	The next dasha and the dates around your notice period

Before you resign

What should I settle before handing in my resignation for a business?

Write down how many months the household can run on savings alone, with no salary.
List every EMI and ask your bank what happens if your income changes.
Check your employment contract for a non-compete clause or a bond.
Ask a chartered accountant about registration, GST and tax for the business.
Talk it through with the people who depend on your income before you decide.
If the worry starts to weigh on you, Tele-MANAS answers free on 14416, day and night ⁶.

Myths and facts

What do people get wrong about this?

Belief: If my chart shows business, I should resign straight away.

A chart describes a leaning, not a launch date. Founders who kept their day job first survived longer once they went full-time, in Raffiee and Feng's study ¹.

Belief: Wanting to keep my salary while I start means I am not made for business.

Risk-averse people chose the hybrid path more often, and hybrid founders survived better after switching ¹.

Belief: The 6th house means a job, so a strong 6th means I should never do business.

Phaladeepika lists debts and enemies in the 6th house, not service ³. The house tells an astrologer about loans and rivals, not a ban on business.

Before you pay anyone

How do you know an astrologer is genuine?

Every Kismo astrologer passes four steps: qualification review, panel interview, live audits of real sessions, 30-day probation.
Nobody can guarantee an outcome. Treat any promise of a fixed result as a red flag.
Never pay for an expensive puja or ritual under pressure. Get a second opinion first.
On Kismo you only pay for the minutes you use; misconduct, pressure or a request for money outside the app is handled by a person.

How we verify astrologers · How these pages are written

Astrologers for this

Which astrologers can I talk to about starting a business?

Mariyammal k
Vedic Astrology, Prashna Astrology · 4 yrs
Tamil
★ 5.0 · 5,999 orders · ₹25/min
Shri nath guru ji
Vedic Astrology, Prashna Astrology · 8 yrs
Hindi
★ 4.9 · 5,992 orders · ₹20/min
Rishabh Pharswan
Vedic Astrology, Life Coach · 5 yrs
English, Hindi
★ 4.5 · 5,991 orders · ₹25/min
Shubham Bhandari
Vedic Astrology · 2 yrs
English, Hindi, Punjabi
★ 4.5 · 5,989 orders · ₹30/min
Ramu
Vedic Astrology · 25 yrs
Hindi, English
★ 4.6 · 5,989 orders · ₹20/min

Talk to Mariyammal Get it on Google Play

How it works

How does a consultation on Kismo work?

Log in on kismo.app or get the app from Google Play.
Pick an astrologer who speaks your language and works with your question.
Share your date, time and place of birth.
Ask by chat or call. The first session carries 5 free minutes, then each minute is billed from your wallet.

Questions worth asking in the session

Which dasha am I in now, and when does the next one start?
Does my chart support a part-time start before I resign?
How do my 6th and 2nd houses look for taking a loan?
Is there a steadier window around my notice period?
Do my 10th and 11th lords lean to my own work or to service?

Before you book

What should I know before booking a session about starting a business?

Question	Answer
What does a session cost?	Each astrologer sets one rate for chat and call, from ₹15 a minute. A 10-minute session at ₹15 a minute costs ₹150 (October 2026).
Is the first session free?	5 free minutes on the first session, no card.
Chat or call?	Both. You choose when you start the session.
Do I need an exact birth time?	It helps. Without one an astrologer can still read your Moon sign and planets by sign, or work out the time with you.
Is my chat private?	Your chat is not shown to other clients. How Kismo handles your data is set out in its privacy policy at kismo.app/privacy.
What if I am not happy?	There is no refund for a reading you did not like. Misconduct, pressure or a request for money outside Kismo is handled by a person.
Where does it work?	Online, from anywhere in India and abroad. People use Kismo from 80+ countries.

What else do people ask an astrologer about?

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FAQ

Questions people ask

Should I quit my job for business according to my kundli?

Your kundli can show whether the coming period looks steadier for a switch, not whether to quit today. Astrologers read the running dasha, the 10th and 11th lords and the 6th house of debts. Since research favours keeping the job while starting, many astrologers suggest a part-time start first and a reading for the full move.

Kya mujhe naukri chhodkar business karna chahiye?

Naukri chhodne se pehle, kai jyotishi aapki chal rahi dasha aur 10th aur 11th house ke lord dekhte hain. Unke saath savings aur loan bhi dekhna zaroori hai. Shodh ke anusaar naukri ke saath business shuru karne wale log baad mein zyada tikte hain, isliye pehle chhota start sochiye.

Is it better to start a business while keeping my job?

Yes, in the main study of the question it was. Raffiee and Feng found that founders who kept their day job first had much higher survival once they went full-time, compared with those who quit straight away. Check your contract allows a side business before you start one.

How many months of savings do I need before leaving my job for business?

There is no single number; it depends on your EMIs, dependants and how long the business takes to pay you. Many advisers suggest covering several months of household costs. An astrologer cannot set that figure, so work it out with a chartered accountant or a SEBI-registered adviser before resigning.

What does a Kismo session about leaving my job for business cost?

A session costs the astrologer's rate, from ₹15 a minute, and your first session on Kismo has 5 free minutes with no card needed. You top up a wallet from ₹100 and pay only for the minutes you use. Have your birth details, notice period and savings figure ready to keep it short.

An astrologer told me to resign immediately and buy a gemstone for success. Should I trust that?

No, pressure to resign at once and buy a gemstone is a red flag. Nobody can guarantee business success, and a stone does not replace savings or a plan. Get a second opinion before paying for any remedy. On Kismo, an astrologer pressuring you or asking for money outside the app is handled by a person.

Where can I talk to an astrologer about leaving my job to start a business?

You can talk to an astrologer about leaving your job for a business on Kismo, where verified Vedic astrologers read your dasha and 10th house by chat or call. Kismo is an app where you talk to verified Vedic astrologers by chat or call, in 16 languages. It works online from anywhere in India and abroad.