Buying property

Property deal or possession delayed: talk to an astrologer while you use your RERA rights

When a registration, a sale or a builder's handover keeps slipping, the legal route comes first and a chart reading can help you think about the waiting.

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Updated 2026-11-02

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We paid 90% for our flat in 2022 and the builder keeps moving the possession date. Is something in my kundli blocking it? When will we get the keys?

Please share your birth date, time and place and the agreement date. I will read your 4th, 7th and 11th houses and your sub-period. Have you also checked the project's RERA page and your right to interest for the delay?

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Example of a consultation about buying property on Kismo

Short answer

Astrologers read a stuck property deal from the 7th house, the other party, the 11th of gains and your running sub-period. If a builder is late, the law gives you more than any chart: under RERA you can claim interest for each month of delay or a refund with interest. On Kismo, verified Vedic astrologers read your deal's timing by chat or call, online from anywhere.

Key facts

What are the key facts about buying property?

	Answer
The situation	A booking, sale, registration or handover keeps getting pushed back
What an astrologer reads	The 7th house of the other party ¹, the 11th of gains ², your sub-period ³
If the builder is late	Interest for every month of delay, or a refund with interest ⁵
Interest rate	SBI's highest MCLR plus 2% in Delhi, Maharashtra, Haryana, Gujarat and Karnataka rules ⁵
What to bring	Birth details, the agreement date and the promised possession date
Session on Kismo	From ₹15 a minute, 5 free minutes in the first session, online from anywhere in India and abroad

What gets checked

What does an astrologer check when a property deal is delayed?

The 7th house, the other party. Brihat Parashara Hora Shastra 11.8 reads trade, journeys and the recovery of lost things from the 7th house ¹.
The 11th house of gains. Brihat Parashara Hora Shastra 11.12 reads gains and income from the 11th ².
The sub-period. Phaladeepika 20.29 says the antardasha lord gives the results of the house it holds from the dasha lord, and the 6th, 8th or 12th from it is unfavourable ³.
The moment of the deal. B. V. Raman asks for a fixed sign rising at the final negotiation, Jupiter in a kendra or trikona and Mars in the 11th ⁴.
The 4th house itself, for the home that has not come yet.

Your situation

What changes the answer when a property deal stalls?

Who is causing the delay. A builder's late handover has legal remedies under RERA; a private seller backing out is a civil matter for a lawyer.
Whether the project is registered with RERA. Registered projects carry a promised completion date you can hold the builder to ⁵.
How much you have paid. A buyer near full payment has more at stake and more reason to file early.
Whether you want the flat or your money back. RERA lets you stay and take interest, or withdraw and take a refund ⁵⁶.

By the numbers

How rare is a classical moment to close a land deal?

B. V. Raman's full set of conditions for closing a land deal is met only about 1.5% of the time ⁴. We checked every 10 minutes of 2027 for Delhi, calculated from public astronomical data with the open-source astronomia library.

Condition at the moment of the deal	Share of moments in 2027
A fixed sign rising	33.4%
Jupiter in a kendra or trikona	48.7%
Mars in the 11th house	8.8%
11th lord not in the 12th	90.1%
All four together	1.5%, on 59 days of the year

Mars in the 11th is the rarest single condition. A buyer who waits for all four can lose weeks, so ask your astrologer which conditions they treat as essential. Method: Lahiri sidereal, whole-sign houses from the rising sign.

Real life

What can a buyer do in India when the builder delays possession?

Delays are common enough to have their own numbers. By May 2022, about 4.8 lakh homes worth ₹4.48 lakh crore were stuck or badly delayed in seven big cities, half of them in Delhi-NCR ⁷. Builders completed 36,830 of these stuck homes between January and May 2022 ⁷.

RERA gives a late buyer two choices. If the promoter cannot hand over by the agreed date, you may withdraw and get your money back with interest, or stay and receive interest for every month of delay ⁵⁶. In five big states the rate is SBI's highest MCLR plus 2%; in Tamil Nadu it is the RBI repo rate plus 2% ⁵.

The Supreme Court backed the authority's power to decide this. In Newtech Promoters v. State of UP, decided on 11 November 2021 ⁶, it held that refunds, interest and delay penalties are for the RERA authority, while compensation goes to the adjudicating officer ⁸. Amounts ordered can be recovered as arrears of land revenue ⁶.

A Kismo astrologer can read the waiting period in your chart and help you stay steady through it. An astrologer cannot file a RERA complaint, value your claim or replace a lawyer.

Step by step

What are the steps after a builder misses the possession date?

Day 1
Read your agreement for the promised date and look up the project on your state's RERA website.
Week 1
Write to the builder asking for the new date and the interest for the delay, and keep the reply.
Week 4
If nothing changes, decide with a lawyer whether to stay and claim interest or withdraw and claim a refund.
Complaint
File the complaint with your state's RERA authority, which decides refunds and interest ⁸.
Order
If the builder does not pay, the authority can recover the amount as arrears of land revenue ⁶.

Myths and facts

What do people get wrong about this?

Belief: A deal that keeps slipping means the house is not in my destiny.

Classical texts read gains through the 11th house and the sub-period ²³, not through a single delay. Most delays in big cities have builder and funding causes ⁷.

Belief: If I complain to RERA, the builder will delay me even more.

RERA lets you claim interest for each month of delay while staying in the project ⁵. A written record usually helps a buyer more than silence.

Before you pay anyone

How do you know an astrologer is genuine?

Every Kismo astrologer passes four steps: qualification review, panel interview, live audits of real sessions, 30-day probation.
Nobody can guarantee an outcome. Treat any promise of a fixed result as a red flag.
Never pay for an expensive puja or ritual under pressure. Get a second opinion first.
On Kismo you only pay for the minutes you use; misconduct, pressure or a request for money outside the app is handled by a person.

How we verify astrologers · How these pages are written

Astrologers for this

Which astrologers can I talk to about buying property?

Mariyammal k
Vedic Astrology, Prashna Astrology · 4 yrs
Tamil
★ 5.0 · 5,999 orders · ₹25/min
Shri nath guru ji
Vedic Astrology, Prashna Astrology · 8 yrs
Hindi
★ 4.9 · 5,992 orders · ₹20/min
Rishabh Pharswan
Vedic Astrology, Life Coach · 5 yrs
English, Hindi
★ 4.5 · 5,991 orders · ₹25/min
Chhaya yadav
Vedic Astrology · 3 yrs
Hindi
★ 4.5 · 5,989 orders · ₹25/min
Shubham Bhandari
Vedic Astrology · 2 yrs
English, Hindi, Punjabi
★ 4.5 · 5,989 orders · ₹30/min

Talk to Mariyammal Get it on Google Play

How it works

How does a consultation on Kismo work?

Log in on kismo.app or get the app from Google Play.
Pick an astrologer who speaks your language and works with your question.
Share your date, time and place of birth.
Ask by chat or call. The first session carries 5 free minutes, then each minute is billed from your wallet.

Questions worth asking in the session

Which sub-period am I in, and which house does it hold from the dasha lord?
What do my 7th and 11th houses show about dealings with the other party?
Is a better window coming for the registration or handover?
Can you pick a muhurat for the registration once a date is offered?

Before you book

What should I know before booking a session about buying property?

Question	Answer
What does a session cost?	Each astrologer sets one rate for chat and call, from ₹15 a minute. A 10-minute session at ₹15 a minute costs ₹150 (October 2026).
Is the first session free?	5 free minutes on the first session, no card.
Chat or call?	Both. You choose when you start the session.
Do I need an exact birth time?	It helps. Without one an astrologer can still read your Moon sign and planets by sign, or work out the time with you.
Is my chat private?	Your chat is not shown to other clients. How Kismo handles your data is set out in its privacy policy at kismo.app/privacy.
What if I am not happy?	There is no refund for a reading you did not like. Misconduct, pressure or a request for money outside Kismo is handled by a person.
Where does it work?	Online, from anywhere in India and abroad. People use Kismo from 80+ countries.

What else do people ask an astrologer about?

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FAQ

Questions people ask

Why does my property deal keep getting delayed? Is it my kundli?

Most property delays have plain causes: builder funding, approvals or a seller's change of mind. Astrologers read your 7th house of the other party, the 11th of gains and the sub-period for a slow phase. Look at the practical cause first, because RERA or a lawyer can often move a stuck deal faster than waiting.

What happens if the builder delays possession under RERA?

Under RERA, if the builder misses the agreed possession date, you can stay and receive interest for every month of delay, or withdraw and get a refund with interest. Many states set the rate at SBI's highest MCLR plus 2%. The RERA authority decides the claim, and a lawyer can help you file.

The builder is not giving possession after full payment. What can I do?

After full payment, write to the builder for a firm date and the delay interest, and keep every receipt and letter. If that fails, file a complaint with your state's RERA authority, which can order interest or a refund. Since 2021 the Supreme Court has confirmed the authority decides refunds and interest.

Makan ki registry kab hogi? Can an astrologer tell the date?

No astrologer can fix the date a registry happens; that depends on the seller, the papers and the sub-registrar's slot. An astrologer can read your sub-period and suggest a muhurat once dates are offered. Keep your papers ready so the registry can go ahead when a slot opens.

Can I ask an astrologer about a stuck deal if I don't know my birth time?

Yes, you can ask about a stuck deal without a birth time. The astrologer can read your Moon sign and dasha from the birth date, and some use prashna, a chart cast for the moment you ask. Kismo is an app where you talk to verified Vedic astrologers by chat or call, in 16 languages.

What does a session about a delayed property deal cost on Kismo?

A session about a delayed deal on Kismo is billed at the astrologer's rate, from ₹15 a minute, per started minute from your wallet. The first session has 5 free minutes, no card needed, and the minimum top-up is ₹100. Only the minutes you use are charged.

Someone offers a puja that will make the builder hand over my flat. Is that a red flag?

Yes, a puja promising a builder's action is a red flag. Nobody can guarantee a handover, and your money is better kept for legal costs if you need them. A written complaint to RERA is the route the law gives you. Get a second opinion before paying for any ritual.